Most loved
SIP calculator
Small, regular investments. A bigger tomorrow.
₹10,000 / month · 20 years · 12% p.a.₹99.91 lakh
A little clarity.
A wealth of
possibility.
From your first SIP to your forever home.
Thoughtful calculators for life’s money decisions.
Built for the way India saves, earns and grows.
Always free No sign-up. Just clarity.
Small steps. Real possibilities.Try it live
What could your SIP become?
₹99.91 lakhin 20 years
TodayLet time do its thingYear 20
₹
Ten thousand rupees
Illustration at 12% p.a. · Returns aren’t guaranteed.Explore SIP ↗
India focusedIndian tax regimesRupees, lakhs & croresYour numbers stay yours
Good decisions start here.
55 calculators. A little less guesswork. A lot more confidence.
Find your next step.
FY 2026–27
Income tax calculator
Old regime or new? Let the numbers decide.
New regime
₹1,50,800Save ₹1,53,400 / year
Old regime
₹3,04,200₹18L salary · ₹1.5L deductions
Home · car · personal
Loan EMI calculator
Find a monthly payment that fits your life.
₹50 lakh loan · 8.5% · 20 years₹43,391 / mo
India essential
PPF calculator
Give your long-term savings a steady foundation.
₹1.5 lakh / year · 15 years · 7.1%₹40.68 lakh
Steady saving, year after year.
Beyond the CTC
CTC to take-home
Understand what actually reaches your bank.
Know where every rupee goes.CTC → in hand
Take-homeTaxPF & benefits
Your FIRE number
Financial independence
Put a number on a future with more freedom.
₹60,000 monthly spend · 3.5% withdrawal₹2.06 Cr
Your FI target, in today’s rupees.
Step-up SIP
See what happens when your SIP grows with you.
Lump sum calculator
Explore the potential of a one-time investment.
Compound interest
Watch time and consistency work together.
SWP calculator
Plan a regular income from your investments.
Bonus tax calculator
Your bonus, after the additional income tax.
Pay raise calculator
Find the real monthly value of your next raise.
Freelancer & advance tax
Estimate tax on profit and plan your set-aside.
RSU vesting tax
Understand the salary tax on shares that vest.
Salary & hourly converter
Compare annual, monthly and hourly earnings.
Budget planner
A little structure for your everyday spending.
Subscription cost
The small recurring costs, all added up.
Emergency fund
Build a buffer for life’s unexpected turns.
The chai perspective
Keep the little joys. Understand the bigger picture.
Debt payoff planner
Compare avalanche and snowball, side by side.
Loan prepayment
See how an extra payment brings freedom closer.
Net worth calculator
Your whole financial picture, in one place.
Goal savings calculator
Turn a life goal into a monthly plan.
Inflation calculator
Understand tomorrow’s cost of today’s life.
Fixed deposit calculator
See the maturity value of a cumulative FD.
Recurring deposit
Build a savings habit, one deposit at a time.
EPF growth calculator
Bring your retirement contributions into focus.
NPS retirement planner
Explore a retirement corpus and pension scenario.
Sukanya Samriddhi
Plan a dedicated fund for your daughter’s future.
HRA exemption
Understand the rent exemption you may claim.
GST calculator
Add or remove GST, without the mental maths.
Gratuity calculator
Estimate a benefit earned through your service.
Daily compound interest
Explore how interest builds, day after day.
Compound interest formula
Understand the formula, or solve its missing value.
Effective annual yield (APY)
Compare rates on the same annual footing.
CAGR calculator
Turn a total gain into an annualised return.
Amortization schedule
See the principal and interest in every EMI.
Car loan calculator
From on-road price to a comfortable monthly EMI.
Cashback calculator
See what your rewards are really worth.
Trading compounding
Model hypothetical gains and losses in rupees.
Future value calculator
Project a balance with flexible contribution timing.
How long to save
Find the time between today and your goal.
How long will money last?
Explore how long a corpus can support withdrawals.
Interest rate calculator
Work back from values or EMIs to an annual rate.
IRR & XIRR calculator
Measure returns when money moves in and out.
Loan & credit card payoff
Find your debt-free date from a fixed payment.
Profit margin & markup
Understand the difference between margin and markup.
Lakh, crore, million & billion
Translate large rupee amounts at a glance.
Savings account interest
An Indian savings-account version of the MMA tool.
Rupee money counter
Count Indian notes and coins, without losing track.
Overtime & time-and-a-half
Estimate extra pay at your agreed overtime rate.
Price per square foot
Compare property prices using the same area basis.
Simple interest calculator
Interest on the principal, without compounding.
Stock average calculator
Find your average cost across multiple purchases.
Home loan balance transfer
Compare remaining loan costs before switching.
Clear numbers.
Considered choices.
Money is personal. Our job is to make the maths feel a little more human.
Rooted in India
From CTC and HRA to PPF and Sukanya Samriddhi. Tools that speak your financial language.
Nothing hidden
See the formula, assumptions and limitations behind every result. Change an input. See what changes.
Quietly private
Calculations run in your browser. We don’t collect your financial inputs. Saved tools stay on this device.
Space to explore
Free to use, without an application account. Compare possibilities at your own pace.
Rules and rates: source references checked 29 October 2026.Income Tax Department ↗National Savings Institute ↗Small savings rates ↗